We pay instantly.
You pay later. Business funding, on your terms.

Creating trust and removing barriers, Payabill's International Trade Finance pays your global suppliers upfront.

Fast, reliable and 100% digital lending. Your business's success is our top priority.

Payabill - b2b buy now pay later
Featured on Moneyweb
Featured in The Star
Cliff Central Logo, a podcast on which Payabill has appeared, discussing finance for small businesses
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Featured in Creamer Media's Engineering News
Kaya 959 logo, a radio station in which Payabill discusses asset financing for businessesFeatured in the Citizen

Business funding products built around your needs.

Innovative business funding


From application to payment, we are faster and easier than anywhere else.
Affordable business funding


Most competitive pricing for this type of product, in the market.
Dependable business funding


Built to provide ongoing support and optimisation of your cashflow.

International Trade Finance

Pays your global suppliers - upfront. Grow your business with larger funding opportunities, and unlock new markets that local businesses cannot reach.

International trade finance - Cape Town Harbour

Local Trade Finance

Purchase more today and negotiate discounts. Pay your local suppliers - upfront. Unlock cashflow and sell more.

Local trade finance - Seamstress South Africa

Asset Finance

Invest in your business's growth and acquire assets - today. Open opportunities beyond the limitations of your balance sheet.

Asset finance - Wine farm, Cape Town, South Africa - industrial tractor harvest

Business funding calculator

My business needs:

Loan Amount (incl. VAT)


Repayment Time


Weekly repayment



Fortnightly repayment



Monthly repayment