We pay instantly.
You pay later. Business funding, on your terms.

Creating trust and removing barriers, Payabill's International Trade Finance pays your global suppliers upfront.

Fast, reliable and 100% digital lending. Your business's success is our top priority.

Payabill - b2b buy now pay later
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Featured in The Star
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Featured in Creamer Media's Engineering News
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Business funding products built around your needs.

Innovative business funding


From application to payment, we are faster and easier than anywhere else.
Affordable business funding


Most competitive pricing for this type of product, in the market.
Dependable business funding


Built to provide ongoing support and optimisation of your cashflow.

International Trade Finance

Pays your global suppliers - upfront. Grow your business with larger funding opportunities, and unlock new markets that local businesses cannot reach.

International trade finance - Cape Town Harbour

Local Trade Finance

Purchase more today and negotiate discounts. Pay your local suppliers - upfront. Unlock cashflow and sell more.

Local trade finance - Seamstress South Africa

Asset Finance

Invest in your business's growth and acquire assets - today. Open opportunities beyond the limitations of your balance sheet.

Asset finance - Wine farm, Cape Town, South Africa - industrial tractor harvest

Business funding calculator

My business needs:

Loan Amount (incl. VAT)


Repayment Time


Weekly repayment



Fortnightly repayment



Monthly repayment




See how Payabill has made a difference to these businesses

As a female-owned small company that supplies heavy equipment and machinery to client’s in the civil construction industry, Payabill has been the only institution that truly understands my business needs. Their process is not only quick and simple, but also highly professional. Without Payabill's assistance, I wouldn't have been able to enjoy uninterrupted operations and the opportunity to grow my business.

I just want to express my gratitude for assisting me with my Payabill facility.
Funding was approved today. Your team was exceptional.

Looking forward to a long fruitful relationship with Payabill.

Payabill funding was so quick that I was able to execute my orders in half my normal turnaround time as I could pay the full amount to the supplier, upfront.

My client has now paid me so I am settling earlier than I thought.
Thank you Payabill!

Thank you Payabill !

Thank you for your incredible and awesome service.

I wish we had service like this from our bank.